Pengaruh Risiko Kredit, Risiko Likuiditas, Permodalan, Efisiensi dan PDRB terhadap Profitabilitas Bank Pembangunan Daerah (BPD) Konvensional Tahun 2015-2019

Wijayanti, Christina (2021) Pengaruh Risiko Kredit, Risiko Likuiditas, Permodalan, Efisiensi dan PDRB terhadap Profitabilitas Bank Pembangunan Daerah (BPD) Konvensional Tahun 2015-2019. S2 thesis, STIE Indonesia Banking School.

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Abstract

This research was conducted to test the effect of Credit Risk, Liquidity Risk, Efficiency, Capital on Profitability and PDRB (Product Domestic Regional Brutto) with the dependent variable Return On Asset (ROA). The sampling technique used was purposive sampling of Conventional Regional Development Banks (BPD) in Indonesia with criteria that present financial reports for the 2015-2019 period. The data analysis technique used is the fixedeffect panel data regression model. The BOPO and PDRB variables are the ratios that have the most significant effect on the return on assets (ROA) because each increase in the BOPO ratio has a negative effect on the decrease in the value of ROA and LDR has a positive effect on the increase in the ratio of the ROA value. The NPL, LDR and CAR ratio’s do not significantly influence the ROA of Regional Development Banks.

Item Type: Thesis (S2)
Uncontrolled Keywords: Credit Risk, Liquidity Risk, Efficiency, Capital, Loan to Deposit Ratio (LDR), Non Performing Loans (NPL), Operating Income Costs (BOPO), Return on Assets (ROA) and Conventional Regional Development Banks (BPD).
Subjects: H Social Sciences > HG Finance
Depositing User: Sparta Sparta
Date Deposited: 21 Mar 2022 13:42
Last Modified: 07 Apr 2022 08:13
URI: http://repository.ibs.ac.id/id/eprint/4709

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