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Septiana, Ricma (2018) Analisis Efisiensi Bank Umum Syariah (BUS) Di Indonesia: Metode Data Envelopment Analysis (DEA) Periode 2014-2016. S1 thesis, STIE Indonesia Banking School.
Septiana, Ricma (2017) Laporan Magang Di Kantor Perwakilan Wilayah Bank Indonesia Jawa Timur. Technical Report. Kantor Perwakilan Wilayah Bank Indonesia Jawa Timur, Jawa Timur. (Unpublished)