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Pawestri, Hayanis Dias (2016) Peningkatan Efisiensi Pada Bank Umum Kegiatan Usaha 3 Dan 4 Periode 2010-2014 Melalui Penilaian Kualitas Asset, Likuiditas, Checking Account & Saving Account Dan Fee Based Income. S1 thesis, STIE Indonesia Banking School.