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KUMALA, SELLA (2022) PENGARUH VARIABEL LOAN DEPOSIT RATIO, LIQUIDITY RESERVE REQUIREMENT RATIO, DAN FINANCIAL LEVERAGE TERHADAP INDIKASI PRAKTIK WINDOW DRESSING PADA PERBANKAN DI INDONESIA, MALAYSIA, DAN THAILAND PERIODE 2016-2020: SEBELUM DAN SEMASA PANDEMI COVID-19. S1 thesis, STIE Indonesia Banking School.