ANALISIS PENGARUH EFISIENSI DAN KECUKUPAN MODAL TERHADAP KINERJA KEUANGAN PADA BANK PEMBANGUNAN DAERAH DI INDONESIA

sparta, sparta (2017) ANALISIS PENGARUH EFISIENSI DAN KECUKUPAN MODAL TERHADAP KINERJA KEUANGAN PADA BANK PEMBANGUNAN DAERAH DI INDONESIA. Jurnal Ekonomi dan Bisnis, 20 (1). pp. 87-115. ISSN ISSN 1979 - 6471

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Abstract

This study aims to investigate the efficiency of Indonesian regional development banks (BPD) and the effects of efficiency, capital adequacy, bank size, and macroeconomic indicators on the performance of BPDs in 2008-2012. Our variables of interests are BOPO, CAR, LNSIZE, PDRB, GCRED and INF. We analyze these variables on 130 firm-year observations using the OLS with panel data. Our findings show that on average the BOPO of our BPD sample is 72.45%. During that period, BPD Sulawesi Selatan (BPD Aceh) is the most (least) efficient BPD as indicated by its BOPO of 54.03% (92.98%). Next, our year-to-year analysis reveals that the most (least) efficient BPDs for the year 2008, 2009, 2010, 2011, and 2012 are BDKI, BSTR,BACH, BSUA, and BSSN (BSST, BSTA, BKTm, BSTA, and BSTA), respectively. Our study also indicates that none of BPD in Java have assets higher than their counterparts outside Java that are the most efficient BPDs for the whole Indonesia. Finally, we find that BOPO, CAR, LNSIZE, and GCREDR negatively affect BPDs’ financial performance while INFR is positively associated with financial performance. However, GPDRBT has no significant effect on BPDs’ financial performance. Keyword: BOPO, CAR, financial performance.

Item Type: Article
Subjects: H Social Sciences > HG Finance
Divisions: KODEPRODI62201#Akuntansi
Depositing User: Dr. Sparta Sparta
Date Deposited: 18 Oct 2020 10:43
Last Modified: 17 Dec 2020 00:02
URI: http://repository.ibs.ac.id/id/eprint/934

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