Analisis Faktor-Faktor Yang Mempengaruhi Non Performing Loan Perbankan Indonesia

Sumayah, Sumayah (2014) Analisis Faktor-Faktor Yang Mempengaruhi Non Performing Loan Perbankan Indonesia. S1 thesis, STIE Indonesia Banking School.

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Abstract

This research aim is to know about i factors which are influences for the Non Performing Loan Indonesian Banking in period 2008-2012. This research was conducted with purposive sampling. The samples used were 20 conventional commercial banks in Indonesia that include into the Partnership bank and foreign exchange banks (BUSN devisa) . The data used in this study were obtained from the Banking Annual Report 2008-2012. Methods of data analysis using multiple linear regression analysis to determine the effect of Bank Size, Loan Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Growth of Gross Domestic Product(GDP) and Inflation to Non-Performing Loan (NPL) of Conventional Commercial Banks in Indonesia that include into the Partnership bank and foreign exchange banks (BUSN devisa) in period 2008 -2012. Based on the test for normality, multicollinearity test, heteroskedastisitas test and autocorrelation test, there were no deviations from goodness of fit. This indicates that the available data has been qualified to use the model of multiple linear regression equation. From the analysis indicates that Bank Size, Loan Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Growth of Gross Domestic Product (GDP) and Inflation have a significant effect on Non-Performing Loan (NPL), whereas Loan Deposit Ratio (LDR) have no significance effect. Predictive capabilityof the five variables to Non-Performing Loan (NPL) of 43,06%, while the remaining 56.94 % influenced by other factors not included in the research model. Keywords: Non-Performing Loan (NPL), Bank Size, Loan Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Gross Domestic Product (GDP) dan Inflation.

Item Type: Thesis (S1)
Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
Divisions: KODEPRODI62201#Akuntansi
Depositing User: Ms Dyta Medina
Date Deposited: 08 Aug 2020 13:50
Last Modified: 01 Sep 2020 03:31
URI: http://repository.ibs.ac.id/id/eprint/792

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