sparta, sparta and Indiastuti, Rina and Hidayat, Kemal and Wibowo, Kodrat (2015) PENGARUH RISIKO TERHADAP EFISIENSI PERBANKAN DI INDONESIA. In: Membangun Daya Saing Perekonomian Daerah melalui Pengembangan Pariwisata dan Ekonomi Kreatif, 3-4 September 2015, Belitung.
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Abstract
Disertation research goals are to examine and to analyze the level of banking efficiency in Indonesia using SFA, to examine the impactof risk on bank efficiency in Indonesia, to examine the effect of the control variables and specific macroeconomic banks to the level of risk and banking efficiency in Indonesia, The sample are 107 conventional banks in Indonesia and the number of observation in 1177 during the period 2001 to 2011. Efficiency measurement uses stochastic frontier approach bank and bank risk measurement uses the ratio of non-performing loans. The dependent variable used in the first study equation is non-performing loans and in the second equation is the bank score efficiency. Control variables are capital adequacy, asset growth, the percentage of foreign ownership, the percentage of government ownership, the percentage of public ownership, GDP growth and the bank loan growth. The result shows that the average level of banking efficiency during the study period is 69.98%. Overall the average level of conventional banks efficiency per year increase from 61.26% in 2001 to 78.76% in 2011. This study provides empirical evidence that the risk of banks affect bank efficiency. Banks efficiency level are positively significant influenced mainly by the growth of GDP and the level of efficiency last year and negatively significant influenced by the bank risk. Empirical results of this study have implications for practitioners banks, institutions banking authorities or the FSA and the development of the theory of risk associated with relationship banks and banking efficiency as well as consideration of other factors that influence risk and efficiency as the results of this study
| Item Type: | Conference or Workshop Item (Paper) |
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| Uncontrolled Keywords: | Bank risk, bank efficiency, stochastic frontier approach, bank capital adequace , Gross domestic Bruto |
| Subjects: | H Social Sciences > HB Economic Theory |
| Divisions: | Prodi S1 Akuntansi |
| Depositing User: | Sparta Sparta |
| Date Deposited: | 06 Apr 2023 02:36 |
| Last Modified: | 06 Apr 2023 03:08 |
| URI: | http://repository.ibs.ac.id/id/eprint/6502 |
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