Measurement Of Competitiveness and Market Concentration of Indonesian Banking Sharia. Economics and Business Quaterly Reviews, Vol 4 No 2, June 2021

Paulina, Paulina (2021) Measurement Of Competitiveness and Market Concentration of Indonesian Banking Sharia. Economics and Business Quaterly Reviews, Vol 4 No 2, June 2021. Economics and Business Quarterly Reviews, 4 (2). pp. 10-21. ISSN 2775-9237

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Abstract

This study aims: (1) The extent of competitiveness of sharia banking in Indonesia's current economic development; (2) How far the strength of the sharia banking market in Indonesia today. The research conducted to measure the competitiveness of sharia banking in Indonesia and market forces encountered, using the observation period 2010-2016, and the data used is time series and cross section data. The research design used in research is quantitative research, by using model Lener Index, PR Model, and multiple regression. Based on the results of the study, 1. Using the lerner index model, for 10 Indonesian sharia banks, especially murabahah products with observation period 2010 - 2016, shows that the competitiveness of Indonesian sharia banks is still very low. The lerner index for each syariah bank with competitiveness of murabaha products is Bank Mega Syariah, Bank BRI Syariah, Maybank and BSM. As for other sharia banks is still very low; 2. The measurement of market forces using the PR-H model of statistics, murabahah products of Indonesian syariah banks during 2010-2016 fall into the category of the monopolistic competition market. This indicates that, the murabaha product of each syariah bank is basically almost the same, only slightly differentiated by the deficited products in such a way between one bank and another bank; 3. Regression result model of factors affecting competitiveness, only ROA variable that influence to competitiveness, it shows that ROE variable, capitalization and efficiency not m not become determinant of competitiveness of a bank, especially for murabahah product.

Item Type: Article
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: KODEPRODI61201#Manajemen
Depositing User: Mrs. Paulina Harun
Date Deposited: 25 Mar 2021 13:49
Last Modified: 09 Jun 2021 09:02
URI: http://repository.ibs.ac.id/id/eprint/1823

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