Analisis Kinerja Keuangan Bank Umum Konvensional Sebelum Dan Sesudah Penerapan Manajemen Risiko (Studi Pada Perbankan Yang Terdaftar Di Bursa Efek Jakarta Periode 2002-2006)

Simanjuntak, Ridchard Febrianto (2012) Analisis Kinerja Keuangan Bank Umum Konvensional Sebelum Dan Sesudah Penerapan Manajemen Risiko (Studi Pada Perbankan Yang Terdaftar Di Bursa Efek Jakarta Periode 2002-2006). S1 thesis, STIE Indonesia Banking School.

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Abstract

This research aims to analyze the differences that occur on bank’s performance between 2 years before implementing the risk management up to 2 years after. Bank’s performance is measured using financial ratios: ROA (Return on Asset), ROE (Return on Equity), and NIM (Net Interest Margin). Risk Management provides a structured way of identifying and analysing potential risks, and devising and implementing responses appropriate to their impact. These responses generally draw on strategies of risk prevention, risk transfer, impact mitigation or risk acceptance. Data in this research are banking firms listed on the Jakarta Stock Exchange for the period 2002-2006. Sampling method applied in this research is purposive sampling, on which there are 16 bank entering in this research criterion. A number of statistical tools were used for data analyses including the data normality test using Kolmogorov Smirnov test and difference test using Paired Samples T test. Kolmogorov Smirnov test was used for each bank in order to determine the distribution of data in the variable that will be used and Paired Samples T test was used to determine whether there is difference in the performance of banks before and after risk management. The result of this research shows that ROA, ROE, and NIM for the entire sample and based on capital, do not experience the difference. It means that there is no significant performance improvements, but based on total of assets over 30 trillion, it shows that the performance of Return on Assets (ROA) is significantly different for two years after risk management. Keywords: Bank’s Performance, Risk Management, Paired Samples T Test.

Item Type:	Thesis (S1)
Subjects:	H Social Sciences > HF Commerce > HF5601 Accounting
Divisions:	Prodi S1 Akuntansi
Depositing User:	Ms Dyta Medina
Date Deposited:	21 Oct 2020 08:27
Last Modified:	19 Jul 2024 07:19
URI:	http://repository.ibs.ac.id/id/eprint/1534

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