Analisis Kinerja Keuangan Dan Profil Risiko Bank OCBC NISP Pada Tahun 2004-2008

Purbasari, Fitra (2011) Analisis Kinerja Keuangan Dan Profil Risiko Bank OCBC NISP Pada Tahun 2004-2008. S1 thesis, STIE Indonesia Banking School.

Text (Naskah Lengkap) Fitra Purbasari, Ak.-Ibs.pdf - Published Version Restricted to Registered users only Download (2MB)

Abstract

The purpose of this descriptive study is to find out the financial performance of bank and its risk profile. The object of this research is OCBC NISP Bank with the observation period of five years from 2004 to 2008. This study is also comparing the size of banks and its ROE. The hypothesis of size and ROE were tested using the Independent Sample T-Test. Based on the research, the results are: the low ROE is caused by the lack of ability to collect funds, while the decrease of the profitability is caused by the increase of high cost funds, and the low placement of assets. Credit risk, liquidity risk, interest rate risk, and capital risk of OCBC NISP Bank are quite low. The statistical analysis shows that there is a significant difference between the ROE of small bank and large bank. Keyword: ROE, size, OCBC NISP, risk profile

Item Type:	Thesis (S1)
Subjects:	H Social Sciences > HF Commerce > HF5601 Accounting
Divisions:	Prodi S1 Akuntansi
Depositing User:	Mrs. Deli Apsa
Date Deposited:	29 Sep 2020 04:47
Last Modified:	18 Jul 2024 02:29
URI:	http://repository.ibs.ac.id/id/eprint/1389

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