Faktor Internal dan Eksternal dalam Penetapan Nisbah Bagi Hasil Pembiayaan Musyarakah dan Mudharabah pada PT BPRS Harta Insan Karimah Bekasi

Arfial, Isward (2012) Faktor Internal dan Eksternal dalam Penetapan Nisbah Bagi Hasil Pembiayaan Musyarakah dan Mudharabah pada PT BPRS Harta Insan Karimah Bekasi. S1 thesis, STIE Indonesia Banking School.

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Abstract

The purpose of this study was to determine factors that influence the determination of the ratio of profit sharing ( musyarakah and mudharabah ) in BPRS. Internal factors thought to influence the ratio of profit sharing are the type of customer, the composition of capital, expected rate of return, and profit expectations. External factors expected to affect the determination of the profit sharing ratio are the level of price competition, and the level of risk financing. This study used qualitative analysis methods, which are not only limited to the collection and compilation of data but include analysis and interpretation the meaning of the data. This study is a case study on PT BPRS Harta Insan Karimah Bekasi with the policy period in 2010. The results showed that the internal factors affecting the profit sharing ratio Musyarakah and Mudharabah financing are the type of customer, the composition of capital, expected rate of return, and profit expectations. The external factors are the level of price competition and level of risk financing. Keyword : musyarakah, mudharabah, internal factors, external factors.

Item Type: Thesis (S1)
Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
Divisions: KODEPRODI62201#Akuntansi
Depositing User: Ms Dyta Medina
Date Deposited: 10 Nov 2020 08:56
Last Modified: 10 Nov 2020 08:56
URI: http://repository.ibs.ac.id/id/eprint/1309

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