Pengaruh Suku Bunga Kupedes, Produk Domestik Bruto (PDB) Inflasi dan Program Kredit Usaha Rakyat (KUR) terhadap Outstanding Kupedes Periode 2002-2010 (Studi Kasus : PT Bank Rakyat Indonesia, Tbk)

Talitha, Disa Mirza (2012) Pengaruh Suku Bunga Kupedes, Produk Domestik Bruto (PDB) Inflasi dan Program Kredit Usaha Rakyat (KUR) terhadap Outstanding Kupedes Periode 2002-2010 (Studi Kasus : PT Bank Rakyat Indonesia, Tbk). S1 thesis, STIE Indonesia Banking School.

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Abstract

Most businesses in Indonesia are Micro, Small, and Medium Enterprises (MSME). MSME have a significant role on the economy. In banking sector, the credit financing in MSME gives many benefits. This evidence pushes the demand of micro banking market. From the moment it was established, BRI who has a business focus in MSME through credit financing program which is Kupedes, should know the important factor that have to be maintained to keep the growth of its credit finance. This research uses multiple linear regression analysis to determine the influence of independent variables on dependent variable. Independent variables in this research represented by Kupedes interest rate, Gross Domestic Product (GDP), Inflation, and Kredit Usaha Rakyat (KUR) Program, while the dependent variable is reflected by outstanding Kupedes. This research was processed by the statistical software Eviews 6. The results of this study indicates that Kupedes interest rate, Gross Domestic Product (GDP), Inflation, and KUR program have significant influence on outstanding Kupedes simultaneously. In addition, Kupedes interest rate, and GDP also have significant influence on outstanding Kupedes partially, while KUR program and Inflation have no significant influence on outstanding Kupedes partially. Keywords: Outstanding Kupedes, Kupedes rate, GDP, Inflation, KUR Program.

Item Type:	Thesis (S1)
Subjects:	H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
Divisions:	Prodi S1 Manajemen
Depositing User:	Ms Dyta Medina
Date Deposited:	13 Nov 2020 06:40
Last Modified:	22 Jul 2024 02:40
URI:	http://repository.ibs.ac.id/id/eprint/1227

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