Analisis Pengaruh Suku Bunga SBI Terhadap Tingkat Bagi Hasil Dan Volume Deposito Mudharabah Pada Bank Syariah XYZ

Annisa, Anti (2011) Analisis Pengaruh Suku Bunga SBI Terhadap Tingkat Bagi Hasil Dan Volume Deposito Mudharabah Pada Bank Syariah XYZ. S1 thesis, STIE Indonesia Banking School.

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Official URL: http://lib.ibs.ac.id/index.php?p=show_detail&id=57...

Abstract

Sharia bank does not have a deal with interest rate, including SBI (Sertifikat Bank Indonesia)interest rate, because it is a part of riba that forbidden in Islam. But, some literatures said that SBI interest rate has effect on profit sharing rate and mudharabah investment volumes. This can be happened because sharia bank has to give a competitive profit sharing rate to attract more customers so that the volumes of mudharabah investment will rise. The aim of this study is to analyze the effect of SBI interest rate on profit sharing rate and mudharabah investment volumes of Bank Syariah XYZ.The data on this research are one month SBI interest rate, profit sharing rate (equivalent rate) of one month mudharabah investment and one month mudharabahinvestment volumes of Bank Syariah XYZ started from January 2006 until December 2009. Researcher uses the data monthly The research method is path analysis with SBI interest rate as independent variable (exogenous variable), profit sharing rate as intervening variable (endogen variable), and mudharabah investment volume as dependent variable (endogen variable). The purpose of path analysis is to find out how much the effect of exogenous variable on endogen variable based on the path that they are going through. Hypothetical test was done with t-test and f-test to prove statistically if there is significant effect of exogenous variable on endogen variable. The results are (1) SBI interest rate has significant effect on profit sharing rate (2) SBI interest rate has significant effect on mudharabah investment volumes (3) SBI interest rate has significant effect on mudharabah investment volumes through profit sharing rate Keywords: sharia bank, SBI interest rate, profit sharing rate, mudharabah investment volume.

Item Type: Thesis (S1)
Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
Divisions: KODEPRODI62201#Akuntansi
Depositing User: Mrs. Deli Apsa
Date Deposited: 01 Sep 2020 06:24
Last Modified: 29 Sep 2020 03:55
URI: http://repository.ibs.ac.id/id/eprint/1186

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